Umbrella Policy

Umbrella Policy. Weight the value of peace of mind vs. the. How does an umbrella insurance policy work?

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When an insured is liable to someone, the insured's primary insurance policies pay up to their limits. An umbrella policy provides liability protection above your standard homeowner, auto or boat insurance. How much does an umbrella policy cover?

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Many insurers require policyholders to buy umbrella insurance and their regular home and auto policies. That can help protect your personal assets in the. So, if someone gets injured in your home or you get into an. an umbrella policy can provide one-million dollars or more of liability coverage over and above the limits of your auto homeowners or other insurance.

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